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Apple Pay Cash: Everything You Need To Know

06 December 2017

The service was not available at launch on the weekend, Apple has now enabled it. Apart from that, the update brings a host of new features for the users.

Apple today released watchOS 4.2 as a free update for the Apple Watch.

New iOS 11.2 update brings Apple Pay Cash, fast wireless charging and tons of bug fixes

So how does Apple Pay Cash work? Going cashless is the way to go and instant pay methods are all the rage among smartphone users so Apple is right on time with this new feature.

The funds are sent via a linked credit or debit card, just like a normal Apple Pay transaction. In iMessage,  Pay will show up as the first option once you tap the App Store icon next to the text field.

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Users can then use this account to pay for goods and services through Apple Pay. Basically, this means that if you have a third-party app installed that is set to regularly repeat a notification - such as an app to remind you of your schedule, or to encourage you to get active or track your food - you'll likely be affected by this issue. However, on the receiving end, your payments will be stored in the Apple Pay Cash card in the Wallet app.

You'll need to verify your identity.


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In addition to fixing the date bug, iOS 11.2 starts the rollout of Apple Pay Cash. On the other hand, if you use your credit card for the transaction, your card will be charged 3 percent per transaction. You also have to confirm your legal name and address.

Enter an amount, and then choose whether you want to request or pay; you can then preview it before sending it out to your contact. Bank accounts that support the service can also receive transfers from Apple Pay as well. It's presently rolling out in phases to users of the latest iOS beta, so you may not immediately be able to try it. With the Cash app, people can send and receive money from friends instantly.

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The same applies to transferring money to your bank account, though the overall maximum you can beam to your account over seven days is $20,000. You can find out how to set up your Apple Pay Cash card here.

Apple Pay Cash: Everything You Need To Know